What is SF Essentials?
SF Essentials is a benefit plan developed by Apex, Beazley and ASi to assist companies within the SF City limits comply with the San Francisco Health Care Security Ordinance (SFHCSO).
What is the PPACA?
The Patient Protection and Affordable Care Act, also known as PPACA, healthcare reform, Obamacare, Affordable Care Act or the ACA, is a law enacted on March 23, 2010, which issued new rules and guidelines on the offering, administration, and acceptance of healthcare coverage in the United States.
What is the SFHCSO?
The San Francisco Health Care Security Ordinance (SFHCSO) requires employers who employ 20 or more employees nationwide, to satisfy the Employer Spending Requirement (ESR), by making the required healthcare expenditures on behalf of all covered employees; maintain records to establish compliance with the ESR; and submit an Annual Reporting Form by April 30th of each year.
For Further details in see the Broker Document - SF Essentials Overview.
How many employer sizes are considered by the SFHCSO?
What are the 2019 expenditure rates for the SFHSCO?
The SFHSCO employer expenditure rates for 2019 are -
What are the rates for each plan?
SF Essentials #1 for medium size groups –
SF Essentials #2 for large size groups
How many SFHCSO plan options are there?
There are 2 available plan options.
Who are the participating provider organizations on the SF Essentials plan?
The participating provider list includes –
How can I get a quote?